Paper Title
The Effect of Networks of Association on Savings Mobilizationin Co-Operatives in Nyamira County

The purpose of the research was to study the influence of Networks of association on savings mobilization in cooperatives in Nyamira County. It was conducted using descriptive research among co-operative members in savings and credit co-operatives. The statistical sample consisted of 220 members who were randomly selected and studied through questionnaire. Data was collected from a random sample of 220 respondents and was analyzed using the STATA 13 computer software. The questionnaire’s reliability was tested using the Cronbach’s alpha coefficient which was at 0.991. The data was collated using the Likert scale. The results showed that networks of association did not influence savings mobilization through co-operatives among the people of Nyamira. Therefore, it was recommended that networks of association which did not significantly influence savings mobilization in Nyamira County should be taken seriously when dealing with savings mobilization, government policies and programmes. The findings of the study will be useful for the County and National Governments in formulating coherent Policies that address developmental challenges in co-operatives. Key Words - Key word: Co-operatives, network of Association, savings mobilization