A Camel Model Analysis of Selected Public and Private Sector Banks in India
The banking sector is one of the fastest growing sectors in India. The sound financial health of a bank is the guarantee not only to its depositors but is equally significant for the shareholders, employees and the whole economy of a country as well. In this study, efforts have been made to measure the financial position of top two major banks operating in India and manage it efficiently and effectively. In the study, one public sector bank namely State Bank of India and one private sector Banks namely ICICI Bank has been selected as a sample. This evaluation has been done by using CAMEL Parameters, the latest model of financial analysis for the five years from 2012-13 to 2016-17. To study every major variable use of various ratios have been made which helps to analyze the variable in abetter way.
Keywords - Banks, CAMEL approach, State Bank of India, ICICI Bank, Performance evaluation, Ratio analysis.