The Considerations about the Borrower`s Creditability
The article “The considerations about the borrower`s creditability” critically analyzes the acting rule of assessing
the creditability of borrower legal entities, there are shown their negative sides: the multitude of units, controversial results,
the non-existence of complete information and many others. Accordingly, exactly this reason is named as one of the cause of
accrual of 3.5 Billion non-repayable loan towards the Georgian banks. The author names the second reason – the low level of
qualification and intuition of credit experts / officers employed for creditability assessment purposes, the absence of precise
look of the future in them, etc.An author issues the conceptual proposals towards both sides.
Keywords - Creditability, Borrower legal entity, Coefficients, Assessment