Paper Title
A Study Of The Concentration And Imbalance Of Microfinance Institutions In North-East India

Abstract
This paper discusses the presence of microfinance institutions in various parts of India, with special reference to Northeast India which suffers from financial exclusion the most, and South India, which enjoys the largest concentration and distribution of MFIs. The paper examines the factors responsible for the success of MFIs in South India, namely, higher women literacy rates and better local economic development, and compares the factors with the data from the North-East India. Through an extensive literature review, empirical data obtained from primary sources and secondary data obtained from the Census of India 2011, it is determined that in spite of the presence of factors responsible for the prosperity of MFIs in similar capacity in both South India and North-East India, both regions do not attract MFIs in the same way. This paper acknowledges the anomaly observed in the concentration of MFI in North East India despite the presence of conditions conducive to its growth. Keywords- Microfinance, North-East India, Microcredit, MFIs, Financial Inclusion, women literacy rate