Paper Title :A Cross-sectional analysis of asset quality effect on profitability of Indian Banking Industry
Author :Bhaarathi.N
Article Citation :Bhaarathi.N ,
(2018 ) " A Cross-sectional analysis of asset quality effect on profitability of Indian Banking Industry " ,
International Journal of Management and Applied Science (IJMAS) ,
pp. 42-45,
Volume-4,Issue-1
Abstract : This study investigates whether asset quality effect the bank’s profitability in India. The study applies
a panel regression method to the quarterly data set including 1026 observation belongs to 93 Banks in India during the
period from 2005 to 2016. It is found that there is a significant, negative relationship between non-performing loans,
impairment charges and profitability which is measured by return on equity and return on asset. The higher non-performing
loans the lower asset quality, lead s to the lower return on equity and return on asset, and the lower non-performing loans, the
higher asset quality, leads to the higher return on equity and return on asset.
Keywords - Asset Quality, Nonperforming assets, Return on asset, Return on Equity
Type : Research paper
Published : Volume-4,Issue-1
Copyright: © Institute of Research and Journals
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Published on 2018-03-27 |
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