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  Journal Paper


Paper Title :
The Considerations about the Borrower`s Creditability

Author :Tristan Jintcharadze

Article Citation :Tristan Jintcharadze , (2018 ) " The Considerations about the Borrower`s Creditability " , International Journal of Management and Applied Science (IJMAS) , pp. 18-20, Volume-4,Issue-6

Abstract : The article “The considerations about the borrower`s creditability” critically analyzes the acting rule of assessing the creditability of borrower legal entities, there are shown their negative sides: the multitude of units, controversial results, the non-existence of complete information and many others. Accordingly, exactly this reason is named as one of the cause of accrual of 3.5 Billion non-repayable loan towards the Georgian banks. The author names the second reason – the low level of qualification and intuition of credit experts / officers employed for creditability assessment purposes, the absence of precise look of the future in them, etc.An author issues the conceptual proposals towards both sides. Keywords - Creditability, Borrower legal entity, Coefficients, Assessment

Type : Research paper

Published : Volume-4,Issue-6


DOIONLINE NO - IJMAS-IRAJ-DOIONLINE-12809   View Here

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