International Journal of Management and Applied Science (IJMAS)
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current issues
Volume-5,Issue-8  ( Aug, 2019 )
Past issues
  1. Volume-5,Issue-8  ( Aug, 2019 )
  2. Volume-5,Issue-7  ( Jul, 2019 )
  3. Volume-5,Issue-6  ( Jun, 2019 )
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Statistics report
Oct. 2019
Submitted Papers : 80
Accepted Papers : 10
Rejected Papers : 70
Acc. Perc : 12%
Issue Published : 66
Paper Published : 4089
No. of Authors : 8401
  Journal Paper




Paper Title :
The Considerations about the Borrower`s Creditability

Author :Tristan Jintcharadze

Article Citation :Tristan Jintcharadze , (2018 ) " The Considerations about the Borrower`s Creditability " , International Journal of Management and Applied Science (IJMAS) , pp. 18-20, Volume-4,Issue-6

Abstract : The article “The considerations about the borrower`s creditability” critically analyzes the acting rule of assessing the creditability of borrower legal entities, there are shown their negative sides: the multitude of units, controversial results, the non-existence of complete information and many others. Accordingly, exactly this reason is named as one of the cause of accrual of 3.5 Billion non-repayable loan towards the Georgian banks. The author names the second reason – the low level of qualification and intuition of credit experts / officers employed for creditability assessment purposes, the absence of precise look of the future in them, etc.An author issues the conceptual proposals towards both sides. Keywords - Creditability, Borrower legal entity, Coefficients, Assessment

Type : Research paper


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