International Journal of Management and Applied Science (IJMAS)
.
current issues
Volume-5,Issue-7  ( Jul, 2019 )
Past issues
  1. Volume-5,Issue-7  ( Jul, 2019 )
  2. Volume-5,Issue-6  ( Jun, 2019 )
  3. Volume-5,Issue-5  ( May, 2019 )
  4. Volume-5,Issue-4  ( Apr, 2019 )
  5. Volume-5,Issue-3  ( Mar, 2019 )
  6. Volume-5,Issue-2  ( Feb, 2019 )
  7. Volume-5,Issue-1  ( Jan, 2019 )
  8. Volume-4,Issue-12  ( Dec, 2018 )
  9. Volume-4,Issue-11  ( Nov, 2018 )
  10. Volume-4,Issue-10  ( Oct, 2018 )

Statistics report
Sep. 2019
Submitted Papers : 80
Accepted Papers : 10
Rejected Papers : 70
Acc. Perc : 12%
Issue Published : 65
Paper Published : 4063
No. of Authors : 8344
  Journal Paper




Paper Title :
Managing the ethical issues affecting lending products performance in albanian banking System

Author :Ardita Todri, Francesco Scalera

Article Citation :Ardita Todri ,Francesco Scalera , (2015 ) " Managing the ethical issues affecting lending products performance in albanian banking System " , International Journal of Management and Applied Science (IJMAS) , pp. 1-4, Volume-1,Issue-6

Abstract : The recent Albanian banking system profitability fluctuations in a fragile economy slowdown context are actually oriented toward lending in real economy and money-market activities when from the other side non-performing loans trend is increased while deposits and basic interest rates have demonstrated the contrary. Hence, the weighted regression linear analysis toward return on equity ratio with other quarterly explanatory variables such as: Deposits/Assets, Loans/Assets, Placements/Assets, GDP growth and interest rates (pertaining to 16 second level banks for the time period Q3/2007- Q4/2010) is used to identify the determinants of non-performing loans in the market in question. The analysis results points out ethical issues in lending products affecting the quality of most crucial activity for the banks survival own selves, borrowing customers welfare and their social responsibility by revealing new standards in their credit risk management and future strategic goals.

Type : Research paper


Copyright: © Institute of Research and Journals

| PDF |
Viewed - 70
| Published on 2015-07-11
   
   
IRAJ Other Journals
IJMAS updates
IJMAS -THANK YOU ALL FOR CONTRIBUTING YOUR PAPER TO IJMAS JULY ISSUE.ALL AUTHORS ARE REQUESTED TO GET THEIR HARD COPY NOW.
The Conference World
Facebook

JOURNAL SUPPORTED BY