International Journal of Management and Applied Science (IJMAS)
current issues
Volume-4,Issue-8  ( Aug, 2018 )
Past issues
  1. Volume-4,Issue-8  ( Aug, 2018 )
  2. Volume-4,Issue-7  ( Jul, 2018 )
  3. Volume-4,Issue-6  ( Jun, 2018 )
  4. Volume-4,Issue-5  ( May, 2018 )
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  6. Volume-4,Issue-3  ( Mar, 2018 )
  7. Volume-4,Issue-2  ( Feb, 2018 )
  8. Volume-4,Issue-1  ( Jan, 2018 )
  9. Volume-3,Issue-12  ( Dec, 2017 )
  10. Volume-3,Issue-11  ( Nov, 2017 )

Statistics report
Nov. 2018
Submitted Papers : 80
Accepted Papers : 10
Rejected Papers : 70
Acc. Perc : 12%
Issue Published : 54
Paper Published : 3316
No. of Authors : 6857
  Journal Paper




Paper Title :
Technology Innovation to Bridge the Gap Between Banks and Unbanked Population in the European Union

Author :Olivia-Georgiana Nita

Article Citation :Olivia-Georgiana Nita , (2017 ) " Technology Innovation to Bridge the Gap Between Banks and Unbanked Population in the European Union " , International Journal of Management and Applied Science (IJMAS) , pp. 62-66, Volume-3,Issue-2

Abstract : This paper aims to present a possible solution to the problem of financial exclusion. Banks are mainly focused on serving clients with high life-time value and on trimming costs, while unbanked people, due to several psychological, cultural and educational factors, are not interested in banking products and services. This article focuses on a particular segment of population, that is exposed to a greater risk of financial and social exclusion – migrant workers and their families. The study presents an innovative instrument of receiving remittances – as a possible mechanism to bridge the gap between banks and unbanked population in the European Union (EU). Keywords: technology innovation, banks, unbanked population, migrants, remittances

Type : Research paper

Indexed : Google Scholar


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