Paper Title :Micro-Financing Through Self Help Groups (SHGS) in India and Policy Issues
Author :Rais Ahmad
Article Citation :Rais Ahmad ,
(2017 ) " Micro-Financing Through Self Help Groups (SHGS) in India and Policy Issues " ,
International Journal of Management and Applied Science (IJMAS) ,
pp. 9-15,
Volume-3,Issue-3
Abstract : The logic and rationale of SHG-based microfinance have been established firmly enough that
microcredit has effectively graduated from an “experiment” to a widely-accepted paradigm of rural and
developmental financing in India. This is no mean achievement. This paper attempts to evaluate the micro-
financing system in India. This programme is delivering partly good results but to avoid exploitation of
economically weaker sections of the society the paper suggests that Government of India should take
appropriate action to ensure that borrowers under this system should be provided credit on affordable rate of
interest and it should not be more than 12 per cent instead of existing 24 per cent and above.
Keywords - Affordable, economic, social, empowerment, conventional
Type : Research paper
Published : Volume-3,Issue-3
DOIONLINE NO - IJMAS-IRAJ-DOIONLINE-7543
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Copyright: © Institute of Research and Journals
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Published on 2017-06-08 |
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